Client Agreement

Client Agreement Readings

Welcome! I am looking forward to working with you. Please read this information carefully.

The purpose of this Agreement is to set forth the details about working together so that we both are clear as to what each of our respective roles are and how our communication will take place so that our time will be positive, productive, and comfortable.

This Agreement is being made between Teresa Cariello of Terry Cariello Spiritual Psychic Medium of 85 Summit Drive, Smithtown, NY 11178 (Spiritual Psychic/Medium Reader and/or Spiritual Advisor) and the person named at the end of this Agreement (“Client or “you”). We both legally agree to the following:


During the Session, you can expect that I will:

  • Prepare myself prior to your reading through prayer and meditation.
  • Devote my full attention to you during our time together.
  • Ask for your permission to do this reading for you.
  • Be reading both Psychic and Mediumship.
  • Connect with Spirit during our session. Please know, I have no control over who in the spirit world or what messages/information they will be bringing in. I trust that the people and the message that comes through are for the best and highest good. Please know, I am honored to be reading you today.

I expect that you will:

  • Arrive promptly at the time specified for our Session.
  • Show up on time with no distractions. If doing a reading On-Line, sit in a quiet room by yourself.
  • Be open and honest in giving validation about the information you receive.
  • Promptly provide payment for the Session as specified in this Agreement.
  • Be open minded to the process and let go of any expectations about what is going to happen or what you might to hear through the Session.

Scheduling and Timing

Rescheduling: If you need to reschedule a Session, you need to do so at least 24 hours in advance of your scheduled time by sending an e-mail to SPM@TERRYCARIELLO.COM.

Cancellation: Our time together is important. If you need to cancel your Session you need to do so at least 24 hours in advance of your scheduled time by sending an e-mail to: SPM@TERRYCARIELLO.COM. If you do not contact me at least 24 hours in advance, this will be considered a Missed Session.

Missed Session: There can be a rare occasion where you miss your Session altogether or you forget to let me know at least 24 hours in advance that you need to cancel or reschedule, so you are allowed 1 Missed Session. However, you are only permitted to miss 1 Session in our work together or you will be charged for the Missed Session. If you miss more than 1 Session, you will be charged for your Session if you are a “no show” and you will not receive a refund.

Investment and Payment

Investment: You agree that you are financially willing and able to invest in this Session by choice, and that by so doing, you are not incurring any economic hardship in any way.

Your investment is totaled at the check in US Dollars and must be made no later than 48 hours prior to our scheduled Session.

Payment Authorization and Receipt: Payment will be made upon checkout via Venmo or Paypal checkout. You are giving us permission to automatically charge your payment for your Session without any additional authorization, and you will receive an electronic receipt. If you prefer another method of payment, please let me know 48 hours prior to our Session. If payment has not been received by the date on your Invoice, your Session will automatically be cancelled.

Missed Payment: If payment is not received by the date due or there is a problem with the payment transaction, you will be notified by e-mail and then have an 8 hours from the time that I send the notification to make the payment or your Session will be cancelled.

Refund Policy: It is my intention for you to be happy with your Session. However, because I have no control over who or what information may come through in a reading, no refunds will be provided.


Confidentiality is important to me. I will keep all information exchanged between us during the Session to be confidential. I will not disclose any information that you share with me during the Session to anyone else unless: (1) they have a legitimate reason to know such information as a
member of my team or staff, (2) when required by law, or (3) you have given me prior written permission.

Intellectual Property Rights

I retain all ownership and intellectual property rights to the Session content and materials provided to you through the Session, including all copyrights and any trademarks belonging to me. The Session content and materials are being provided to you for your individual use only and with a single-user license which means that you are not allowed or authorized to share, copy, sell, post, distribute, reproduce, duplicate, trade, resell, exploit, or otherwise disseminate any portion of the Session or Session materials, electronically or otherwise, for business or commercial use, or in any other way that earns you money, without my prior written permission.

Personal Responsibility, Disclaimer & Release of Claims

Personal Responsibility & Assumption of Risk: You acknowledge that you take full responsibility for yourself and your choices, actions and results before, during and after this Session. You knowingly assume all of the risks related to your use, misuse and non-use of any information provided through the Session. You understand and agree that you are solely responsible for your actions. during and after your Session. You accept full responsibility for your choices, actions and results before, during and after this Session, and you knowingly assume all of the risks of the Session related to your use, misuse, or non-use of any information provided through the Session. You understand and agree that you are solely responsible for your actions.

Disclaimer: I have been diligent in my continued study of Psychic Mediumship to provide the best possible Session that I can for you. However, the information I give you during a Session is for your own use and for informational, educational or entertainment purposes only. There are many factors that influence results so no guarantees can be made as to the results you will experience through this Session. You agree that I am not responsible for your physical, mental, emotional and spiritual health, for your financial earnings or losses, or for any other result or outcome that you may experience through this Session. Nothing related to this Session is intended to be considered medical, mental health, legal, financial, or religious advice in any way. For specific questions related to a medical or mental health situation, consult your own medical or mental health professional. For specific questions related to your financial, legal or tax situation, consult your own attorney, accountant, and or financial advisor. For specific questions related to religion, spirituality or faith, consult your own clergy member or spiritual healer. Do not start or stop taking any medications because of anything you have read or received through this Session. By signing this Agreement, you agree that you are also consenting to the full Disclaimer which may be found on my website: TERRYCARIELLO.COM

Limitation of Liability, Indemnification, and Release of Claims: I will not be held responsible in any way for the information that you request or receive through this Session, including my services, products, and Session materials and any other information you have received from or through me related to this Session. You agree that you fully and completely hold harmless, indemnify and release me from any and all liability, damages, causes of action, allegations, suits, sums of money, claims and demands whatsoever, in law or equity, that you ever had, now have or may have against me in the future that may arise from your participation in the Session, including all services, products, and Session Materials, to the extent permitted by applicable law.

Other Important Terms

Termination: If either of us want to terminate the Agreement at any time, we both agree to notify the other at least 2 days in advance by e-mail. Even after termination by either of us, all of the terms of this Agreement, including all of the Investment, Refund Policy, and Intellectual Property terms, will still apply to both of us now and in the future.

Notice: All correspondence or notice required regarding the Session shall be made to me by e-mail at SPM@TERRYCARIELLO.COM and to you at the e-mail address you provided when you schedule a Session. Should your e-mail address, billing information, or contact information change at any time before the Session, it is your responsibility to provide your updated information to me within 2 days of any change.

Entire Agreement, Assignment, Survivability and Waiver: This Agreement contains our entire agreement. This Agreement may be modified or amended at any time as long as the amendment is in writing and signed by both of us. You may not assign your rights or obligations under this Agreement to anyone else, and the obligations under this Agreement shall survive indefinitely unless otherwise stated in this Agreement. If I choose to waive or not enforce one or more terms of this Agreement, it does not in any way limit my right to later enforce every part of this Agreement.

Governing Law: This Agreement shall be construed according to the laws of New York and specifically Suffolk County.

Dispute Resolution: Should we ever have any differences; it is hoped that we could work them out amiably through e-mail correspondence. However, if we are unable to seek resolution in 14 days, we agree now that that the only method of legal dispute resolution that will be used is binding arbitration before a single arbitrator, jointly selected by both of us, unless we both agree otherwise in writing. You understand and agree now that the only remedy that can be awarded to you through arbitration is the full refund of your Payment made to date. No other actions or financial awards of consequential damages, or any other type of damages, may be granted to you. We both agree now that the decision of the arbitrator is final and binding and may be entered as a judgment into any court having the appropriate jurisdiction. You also agree that should arbitration take place, it will be held in the Suffolk County in the State of New York where my principal place of business is located, and the prevailing party shall be entitled to all reasonable attorneys’ fees and all costs necessary to enforce the decision of the arbitrator.

Non-Disparagement: If there is a dispute between us, you agree to not publicly or privately make any negative or critical comments about the Session, my business or me, or to communicate with any other individual, company or entity in a way that disparages my Business or harms my reputation in any way, including on social media. In arbitration or when required by law, of course, you are not prohibited from publicly sharing your thoughts and opinions. By signing this Agreement, we both acknowledge that we have read, understand, agree to and accept all of the terms in this Agreement. Electronic signatures of this Agreement are permitted and enforceable. You agree that you have had the opportunity to ask me any questions prior to signing, and your signature indicates that you are in agreement with all of the terms of this Agreement.